SBA Lending

As part of its commitment to small businesses, California United Bank offers SBA loans. Our lenders have over 20 years of experience in helping small businesses through SBA loan programs. We provide superior service and our application forms are available on this website.

California United Bank (formerly Premier Commercial Bank) is the 2012 co-winner of the Small 7(a) Lender of the Year award presented by the U.S. Small Business Administration (“SBA”).

California United Bank will work with you to determine what type of loan is best for you and help make the loan application process as seamless as possible.  

SBA Frequently Asked Questions

What are SBA Loans?
The U.S. Small Business Administration is a federal agency committed to furthering the growth and development of small businesses. One of the ways it does this is by guaranteeing loans to small businesses made through lending partners nationwide. The SBA does not make loans directly to small businesses. Rather, it sets the guidelines for loans, which are made by lending partners nationwide, including banks and economic development organizations. The SBA guarantees a percentage of the loan.

What are the Advantages of SBA Loans?
Benefits of SBA loans include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to keep their cash flow for operational expenses and spend less on debt repayment.

What can my business use an SBA Loan to do?

  • Business start-up or expansion
  • Business Acquisitions
  • Equipment
  • Inventory
  • Working Capital
  • Debt Refinance
  • Competitor and Partner Buyouts
  • Real Estate – Purchase, Refinance, or Construct Owner Occupied Property

SBA Loan Application Downloadable Forms

Please complete the following Loan Application form and return it to your relationship manager at California United Bank.

Download Loan Application

Other SBA forms are also available:

Additional SBA Resources

Visit SBA.govFor more info on Small Business Association lending, please visit the website:


You are about to leave the California United Bank Website. By clicking on Go to Outside Link you will be redirected to a third-party website, which is governed by it's own Privacy Policy and Terms of Use. Alternatively, you can select the Return to CUB Website button to return to the previous page.